How do you manage your expenses, or say shopping? Carrying money in pockets is old of shopping, neither it is that feasible. Not only shopping but going to a movie in a theatre, restaurant or any other place that you have to spend liquid money, has been an old tradition. People these days, don’t carry money everywhere they go; indeed, people these days have Credit Cards. We all want to know the Best Credit Cards.
Credit cards have really been handy for people in a hurry; people who feel carrying money is a bit risky. But, if you are planning to get a credit card for yourself, you might wonder which credit card to select since there are tremendously many options, and comparing all of them and getting one card, is literally time-consuming work. Rather, if you have fewer options from a bunch of all types of credit cards, which are considered to be the best one, then it is really easy for you to choose.
See Also: How to Pay off Credit Card Debt?
7 Best Credit Cards to Get as of 2019
Let’s look at seven best credit cards as of considering the time now that is, for 2019.
Capital One Secured Mastercard
If you are in search of a credit card with a low deposit, then this is one for you. You have to pay $0 annually, yes, you don’t need to deposit any of the money. You will basically get an initial of $200 credit line after you make a security deposit of $49, $99, or $200.
This card is accepted worldwide, and you can shop with it anywhere and anything you want, if the vendors accept payments through the card, obviously.
See Also: 5 Best Business Credit Cards in 2019
Chase Sapphire Preferred
The credit card that offers you really good credit. You can get around 60,000 bonus points once spending $4,000 on purchases in the first three months of your account opening.
You will get 25% more value when you go for airfare, or hotels, even car rentals, and cruises only through Chase Ultimate Rewards. There are many such credits you can get through this credit card.
Visit: Chase Sapphire Preferred
Bank of America
The best thing about this is the cashback offer. Even this has no annual fee. You get around $200 cash rewards once you make at least $1,000 in purchases within the initial 90 days of your account opening.
The best thing is there is no expiration on rewards. Manage your credit card details from anywhere, through the mobile app. Bank of America provides one of the Best Credit Cards.
Visit: Bank of America
Chase Sapphire Reserve
If you call yourself a travel enthusiast, then this card would help you in chasing your passion. Chase Sapphire Reserve is a credit card that lets its user get benefits with a various bonus such as signup bonus, various amazing perks, but with a higher annual fee.
You can get around 50,000 bonus points on the purchase of $4,000 within the first three months after opening your account, which you can trade for up to $750 in travel credit. There are several perks you can get when you travel and using this card.
Visit: Chase Sapphire Reserve
Citi Double Cash Card
This is one of the favorite cards among the users because it is simple, nothing fancy as such, it’s like a straightforward vendor, where you can’t bargain anything. You will get straight cash back where there are no points or bonus. Customers would shop as they normally do and get rewards on every purchase.
You can use your Citi credit card or Citibank Debit Card to purchase anything from tickets to ‘n’ number of events annually, which includes presale tickets as well and exclusive tickets for concerts, sporting events, dining experiences, and many more.
Visit: Citi Double Cash Card
Deserve Edu MasterCard
The best option for students, especially for the one who can’t qualify for a credit card because they lack the terms and conditions that should be applicable for a credit cardholder, such as U.S. credit history which might be in negative terms, a Social Security number or perhaps both.
You don’t need any deposit, and you can earn many exciting rewards such as getting Amazon Prime subscription discounts or cashback. You get up to $5,000 credit limit.
Visit: Deserve Edu MasterCard
Chase Ink Business Preferred
The best card for the business-related usages, you can earn around 80,000 bonus points for your business on purchase of $5,000 within the first three months after opening your account. You can redeem your free bonus and rewards through Chase Ultimate Rewards which is up to $1,000 towards travel.
You can earn three points per dollar when you spend the first $150,000 purchasing in certain business categories annually. The categories in which you can spend your expenses and get benefitted are travel, shipping, internet, cable, phone, as well as social media and even search engine advertising purchases, where you post ads for your firm.
Visit: Chase Ink Business Preferred
These are a few listed credit cards, which are best suitable according to the feature or usage of your card, apart from these there are many others as well. What’s important in a credit card, that makes it a good one is perhaps, the one with a lower interest rate, no annual fee, many rewards, and cashback, oh wait! All of these things never come altogether in a single credit card.
Hey everyone! Leo here! Wanna know all the cool hacks related to finance, credit cards and more? Well, then keep reading my blog and you’re completely sorted for a long time! 🙂