With two-thirds of the year gone and the festival season on the horizon, it is almost the time to embrace your materialistic side and go on a shopping spree that you rightfully deserve. But before you go and purchase the newest iPhone or the latest polo collection arriving this fall, you should consider whether you’re getting the maximum bang for your buck for the money you are spending. We’ve curated an assortment of six of the Best Cash Back Credit Cards which ensures that you earn money while you spend money.
6 Best Cash Back Credit Cards
Here are the 6 Best Cashback Credit Cards you will need in 2019
Citi Rewards Card
This card is ideal for people who love to shop and travel around. With lucrative deals on shopping from apparel and department stores, this card is a match made heavens. Great for people who want to change their wardrobe this coming Diwali. The card comes with decent Travel miles per point and is a great choice for those bitten by the travel bug.
This card comes with a bit pricey first-year fees, but that is reduced to zero if your annual spending exceeds INR 30,000. The card also offers 5% cashback on payments for utilities or movie tickets done through Citi Billpay and discounts in restaurants partnered with the bank. Overall this is a very solid lifestyle card for people shop and travel a lot. This is one of the Best Cash Back Credit Cards.
Visit: Citi Rewards Card
IndianOil Citi Platinum Card
This card is for the frequent commuters amongst us. With the rising fuel prices and the ever-increasing traffic IndianOil, Citi Platinum Card aims to relieve you a little of the stress of commuting by a vehicle. Save over INR 5000 annually in fuel costs and surcharge fees while enjoying 25% cashback on swiggy and international flights on Make My trip.
This card also comes at an annual fee of INR 1,000 that is also revoked if your annual purchase exceeds INR 30,000. The card also offers 15% cashback when shopping at duty-free stores in Mumbai, Chennai and Kolkata International airports making it a lucrative offer for those who travel internationally. This is one of the Best Cash Back Credit Cards.
Visit: IndianOil Citi Platinum Card
See Also: How to Pay off Credit Card Debt?
IndusInd Bank Platinum Aura Edge
IndusInd Platinum Aura Edge is a versatile lifestyle card that is especially a favorite among foodies. With more than 800 restaurants and hotels in the Asia Pacific participating in the generous 50% discount on dining and 15% on drinks, the benefits offered are simply lip-smacking.
You enjoy up to 50% off on hotel booking through Red Hot Rooms. Additionally 10% at all participating hotels. The card also comes with Travel, Concierge, Edge Freedom, and Auto Assist programs that sweeten the deal so much that you may have to lay off sweets this coming festival season. This is one of the Best Cash Back Credit Cards.
SBI SimplySAVE does what it says, and it does it the best, with you earning 10 points for every INR 100 spent on dining, movies, groceries and departmental stores. It is an all-around awesome card for people that want to save on their eating outs and mundane purchases.
This card isn’t a lifestyle one, so it doesn’t come with the insane perks on travel and lifestyle brands that other cards offer. It is still a very solid savings card for your regular expenses. Plus the card comes with very attractive joining perks that make it very hard to say no to. This is one of the Best Cash Back Credit Cards.
Visit: SBI SimplySAVE
YES Prosperity Rewards Plus Credit Card
YES Prosperity Rewards Plus offers zero first year fee. It also has comparatively low-interest rates on top of all the cashback and rewards. The card is a hybrid lifestyle and savings card getting you the best of both worlds.
From international purchases to domestic surcharge waiver on fuel purchases to Grocery and supermarket purchases. This card does it all and looks good while doing so. The card also comes with milestone rewards such as 12000 bonus reward points for every 3.6 lakhs spent per annum and Anniversary rewards on top of it. You can save up to INR 4,500 per annum while shopping with this card and your reward points never expire. This is one of the Best Cash Back Credit Cards.
See Also: 5 Best Business Credit Cards in 2019
HSBC Visa Platinum
One of the best Lifestyle cards on the market HSBC Visa Platinum requires no introduction. Whether or not you own the card chances are that you’ve heard of it. HSBC Visa Platinum has a long list of rewards sprawling from Dining privileges which offer a 15% discount at select restaurants to an amazing 10% cashback, up to INR 2,500, on every transfer for the first 90 days of subscription.
This card is one of the most famous among consumers and for very good reasons. This card pops up on every online transaction’s reward program page. It is enticing the people without it to the wonderful world that is Visa Platinum’s Reward program. The card also offers benefits for the well-traveled with its INR 2,000 worth cleartrip vouchers on your first transaction to up to INR 10,000 cashback on international flights on Make My Trip. All in all, HSBC’s Visa Platinum is an overall great lifestyle as well as cashback card. This is one of the Best Cash Back Credit Cards.
Visit: HSBC Visa Platinum